High Yield Product Specials
| 5.35% | 5.04% | |
| 5.35% Annual percentage yield (APY) | 5.04% Annual percentage yield (APY) | |
| 3 Month CD | 8 Month CD |
Fees could reduce earnings on accounts. All High Yield Product Specials require a $10,000 minimum initial deposit. Penalty for early withdrawals apply to CDs. APY effective as of publication date. Rates are subject to change without notice.
Money Market and Savings Accounts
Wealth Management Checking
- Opening balance $15,000
- Premier Money Market for high balance accounts
- Earns competitive interest rates based on tiers extending to $1,000,000
- Interest is compounded monthly and credited monthly
- Monthly maintenance fee of $25 assessed if daily minimum ledger balance drops below $15,000 at any time during the month
- $25 fee assessed for each transaction that exceeds withdrawal limits.
♦ Withdrawal limits allow 6 pre-authorized withdrawals (POS/Checks/ACH/Transfer) per 4 week or similar period. Fees will be assessed once limits are exceeded.
Progressive Account
- Opening balance $15,000
- Earns money market interest rates, tiered based on balance
- Interest is compounded monthly and credited monthly
- Monthly maintenance fee of $15 assessed if daily minimum ledger balance drops below $15,000 at any time during the month
- $15 fee assessed for each transaction that exceeds the withdrawal limits
♦ Withdrawal limits allow 6 pre-authorized withdrawals (POS/Checks/ACH/Transfer) per 4 week or similar period. Fees will be assessed once limits are exceeded.
HI-FI Account
- Opening balance $2,500
- Interest is compounded monthly and credited monthly
- Monthly maintenance fee of $5.00 assessed if daily minimum ledger balance drops below $2,500 at any time during the month
- $9.50 charge will be assessed to all transactions that exceed withdrawal limits
♦ Withdrawal limits allow 6 pre-authorized withdrawals (POS/Checks/ACH/Transfer) per 4 week or similar period. Fees will be assessed once limits are exceeded.
Savings
Minor Savings
- Opening balance $0.01
- No account maintenance fees
- Quarterly statements
- 3 free withdrawals per quarter ($2 for each additional)
- $10 fee on accounts closed within 90 days of opening
- Interest is compounded quarterly and credited quarterly
♦ A minor is anyone under the age of 18 who has not been emancipated.
Regular Savings
- Opening balance $200
- Quarterly statements
- 3 free withdrawals per quarter ($2 for each additional)
- Minimum ledger balance below $500 will be assessed a $5 maintenance fee per statement
- $10 fee on accounts closed within 90 days of opening
- Interest is compounded quarterly and credited quarterly
Christmas Club
- Opening balance $5
- Interest is compounded and credited the last Tuesday of October each year
- Checks are mailed during first week in November
- Early withdrawals result in a reduction of earnings and a $10 service charge
- Fees could reduce earnings