Citizens Bank & Trust Company

A man sits at his home office with a note pad and coffee on his desk as he smiles at the camera

CDs and IRAs for citizens
investing in the future.


A couple carries their belongings into their new home on move-in day

Home Loans for citizens planting roots.


Three construction men on a work site

Business Loans for citizens increasing capacity.


Your financial goals matter to us.

At Citizens Bank and Trust, we believe in the power of personal connections. From business growth to personal banking, our dedicated team is here to provide the support and expertise you need.
 
Young woman looking at a smartphone

Mobile Banking

Use our banking app to view all account types including checking, CDs, money markets, and loans. Transfer funds, monitor accounts, and make deposits with ease using your smartphone.

Resources for citizens looking to stay ahead.


We’re proud to offer a suite of financial resources to provide the clarity, flexibility, and guidance you need to take control of your spending, grow your savings, and work towards your most important goals – all with the same warm, friendly service you'd expect from a trusted friend or neighbor.

Just like a neighbor lending a helping hand, we've gathered all the tools you need to navigate your financial journey with confidence. 

Your financial security is as important to us as the safety of our own homes and families. We've created a fraud prevention hub to equip you with the knowledge and tools needed to protect your hard-earned money, just as you'd protect your most cherished possessions.

Managing your finances can feel like a delicate balancing act, but with the right tools and personalized support, you can cultivate long-term financial wellness.

Image of a smiling shopkeeper resting against a doorframe

Business Loans

Whether you're looking to upgrade outdated equipment, expand into a new market, or overcome a temporary cash flow challenge, feel empowered to seize the opportunities that will drive your success, with a dependable banking partner by your side. Contact our Business Development Department or any Branch Manager for more information.
 
Man using a laptop

Online Banking

Our intuitive platform allows you to check balances, transfer funds, pay bills, and even deposit checks—all from the comfort of your home or on the go.

two women in graduation caps hugging

Personal Loans

Our personal loans are designed to offer you the flexibility and support you deserve. Whether you need a small loan for minor expenses or a larger amount for significant life events, our loan options are tailored to suit your specific needs.