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CDs & IRAs

Invest With Confidence

Your journey to financial security shouldn't feel daunting. Our CD and IRA accounts offer the growth potential you need, backed by personalized guidance from your trusted community bank. Build your future with confidence, knowing we're here to support your investment goals every step forward.

Certificate of Deposit (CD)

  • Earn money market rates on terms ranging from 7 days to 5 years
  • Call your branch for current rates and terms
  • Interest compounds annually or at maturity

 

HIGH YIELD 3-MONTH CD

HIGH YIELD 8-MONTH CD

Explore 3-month CD rates here Explore 8-month CD rates here
 

Individual Retirement Accounts (IRA)

  • Start meeting your retirement goals today by using a monthly automatic transfer from your Citizens checking account to your IRA
  • Various types of IRA’s available
  • Call your branch for current rates and terms
  • Interest compounds annually or at maturity

 










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Personal Loans

Our personal loans are designed to offer you the flexibility and support you deserve. Whether you need a small loan for minor expenses or a larger amount for significant life events, our loan options are tailored to suit your specific needs.