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Personal Products

Finding the Right Fit

Your unique financial journey deserves personalized guidance. Our product comparison page helps you explore options with the warmth of a trusted friend, whether saving for education or planning retirement. Let's find the perfect fit for your goals, grounded in our community's values.
 
Personal Checking
  • Freedom Checking
  • High School Checking
  • Community Club/Plus
  • ID Protection Plus
  • ID Network Safety Services
  • Smart Checking Account

Personal Savings
  • High Yield Product Specials
    • 3-Month CD
    • 8-month CD 
  • Money Market Accounts
    • Wealth Management Checking
    • Progressive Account
    • HI-FI Account
  • Saving Accounts
    • Minor Savings
    • Regular Savings
    • Christmas Club

Personal Loans
  • Personal
  • CreditCheque
  • EquiCheque Home Equity Line of Credit

Mortgage Loans
  • View list of Mortgage Loan Originators 
  • Online GMFS Loan Application

CDs and IRAs
  • Certificate of Deposit (CD) 
  • Individual Retirement Accounts (IRA)

Credit Cards
  • Platinum Classic
  • Platinum Payback
  • Platinum Preferred
  • World
  • World Elite 

Personal Debit Cards
  • Free With All Citizens Bank & Trust Checking Accounts 
  • Securlock Equip App
















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