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Mortgage Loans

Homeownership Made Accessible

Your dream home starts with a trusted partner. At Citizens Bank & Trust, our personalized mortgage solutions are tailored to your unique needs, whether you're buying, refinancing, or renovating. Connect with our loan officers below to begin your homeownership journey with the personalized service you deserve.
 
 

In 2016, Citizens Bank & Trust partnered with local lender GMFS to provide an even wider variety of home mortgage products. With this partnership, we are able to offer longer terms with very competitive rates. Additional loan products now available include Conventional and Government programs such as FHA Loans, VA Loans (Veterans) and USDA (Rural Development). Click on the GMFS link below to start a loan application.












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CDs and IRAs

As you plan for the years ahead, finding the right investment solutions can feel like a daunting task. But at Citizens Bank and Trust, we're here to make the journey a little easier. Contact our team today to learn about CD and IRA accounts.