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Personal Loans

Financing Life’s Opportunities

From dreams of starting a family to home renovations and debt consolidation, we're here to make your goals reality. Our personal loans offer flexible financing with the personalized support of a trusted neighbor. Feel empowered to seize life's opportunities with a banking partner dedicated to your success.

Apply for a Personal Loan With Citizens Bank & Trust

Our unsecured personal loans offer fixed interest rates and affordable monthly payments.

Personal

  • Home loans; construction, purchase, refinance and improvements
  • Lot loans
  • Vehicle loans
  • Recreational vehicle loans
  • Boat loans
  • Unsecured loans
  • Loans to individuals for business purposes
  • Loans secured by deposit accounts

CreditCheque

  • Consumer line of credit
  • No minimum draws
  • Accessible by check
  • Competitive interest rates
  • No annual fees
  • Pay only for the credit you use, when you use it
  • Can be used for Overdraft Protection
 

EquiCheque Home Equity Line of Credit

  • A personal cash reserve based on the equity you’ve built in your home
  • Your interest may be tax deductible, consult a tax advisor about the deductibility
  • Low closing costs and no annual fees
 










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CDs and IRAs

As you plan for the years ahead, finding the right investment solutions can feel like a daunting task. But at Citizens Bank and Trust, we're here to make the journey a little easier. Contact our team today to learn about CD and IRA accounts.